Smart Wedding Budgeting Tips for Your Dream Day

A black and white image of a male and female wedding party holding champagne glasses in the air for a toast with candles and a table name holder on the table.

Planning a wedding is an exciting and overwhelming process. There are many details to consider, but the biggest challenge is managing your budget. Recent figures from Bridebook’s UK Wedding Report 2025 found that the average UK wedding costs £20,822.

Knowing where to invest and cut costs helps you avoid financial strain. The key to a well-balanced wedding budget is knowing which aspects are worth splurging on. Figuring out where savings can be made without compromising the experience is also essential.

This guide offers essential insights into making smart financial choices while creating the wedding of your dreams.

Save: Your Wedding Cake

A bride and groom cutting their two-tier wedding cake with green flower decorations, a Mr & Mrs cake topper, and a bottle of champagne with an order of service on the left.
Save on your wedding cake by choosing a small decorative cake for the ceremony. Serve guests a budget-friendly sheet cake. (Image credit: Kaydn Pierce/Unsplash)

A towering, multi-tiered wedding cake may look impressive, but it often comes with a hefty price tag. Instead of splurging on a large custom cake, use a smaller decorative cake for the ceremonial cake-cutting and serve your wedding guests with a more affordable sheet cake. 

Another popular choice is an assortment of desserts like cookies, cupcakes, or dessert bars. It’s budget-friendly and offers variety for your guests. By thinking creatively about dessert options, you’ll cut costs and delight guests with tasty treats.

Average cost: £280 – £800

Splurge: Wedding Photography & Videography

A videographer holding a black video camera wearing a black t-shirt filming a bride and groom next to a lake and green trees in the background.
Capture every moment with a professional photographer and videographer. Expert skills guarantee no emotion or candid memory is lost. (Image credit: Chris Cxo/Unsplash)

When your wedding day has come and gone, the only things left behind are memories. High-quality photography and videography guarantee those memories are preserved for a lifetime. A professional photographer and videographer have the experience, equipment, and skills. They capture emotions and candid moments that otherwise are forgotten. 

Investing in experienced professionals ensures stunning photos and videos that will be cherished for generations. It may be tempting to cut costs by asking a friend to take pictures. However, poor lighting and missed moments aren’t worth the savings.

Average cost: £2,000 – £4,800

Save: Stationery & Wedding Invites

White wedding invitations and stationary with black lettering on top of a white linen sheet with a cream bow around a piece of stationary and stamps and white lettering on the black envelope.
Opt for minimalist wedding invitations with standard printing and DIY touches for classic elegance on a budget. (Image credit: Noelle Rebekah/Unsplash)

Beautifully designed invitations are stunning, but they often end up discarded after the event. Instead of investing in expensive, custom-printed invitations with intricate details, think about digital invitations or simple, elegant printed designs. 

Digital invitations are cost-effective, eco-friendly and convenient for tracking RSVPs. If you prefer traditional paper invitations, choose minimalist designs. Use standard printing techniques and DIY creative work. These steps will reduce costs without compromising elegance.

​​Average cost: £160 – £640

Splurge: Your Wedding Venue

An empty wedding venue with white linen tables around the edge of the floor and white linen decorations and lights hanging from the ceiling.
Choosing a budget venue may seem like a savings win, but extra costs for décor add up fast. Invest wisely for the perfect wedding ambience. (Image credit: Abby Savage/Unsplash)

Your wedding venue is the foundation of the day. It sets the mood, delivers the backdrop for photos, and determines the overall atmosphere of the day. Whether it’s an elegant manor house, a scenic vineyard, or a cosy barn, it is essential to choose a high-quality venue. The venue should match your needs and comfortably accommodate guests. 

It’s tempting to try to save money by booking a cheaper venue. However, you’ll likely end up spending more on decorations and rentals. You might need items like linens and lighting to compensate for the lack of ambience. A well-chosen venue limits the need for excessive décor.

Average cost: £2,400 – £12,000

Save: Wedding Flowers & Decorations

The head table at a wedding with light pink, cream and white flower arrangements, wine glasses, cutlery and chairs against a window in the background.
Save on wedding décor by repurposing ceremony flowers for the reception. Swap pricey centerpieces for candles and DIY touches. (Image credit: Thomas William/Unsplash)

Floral arrangements and wedding décor quickly add up. However, there are many ways to create a beautiful aesthetic without overspending. Opting for in-season flowers is one of the best ways to save money. They are more readily available and less expensive than out-of-season blooms. 

Also, mix fresh flowers with greenery for beautiful arrangements without the high cost. Another budget-friendly option is to repurpose ceremony flowers for the reception. Replace extravagant centrepieces with simple candle arrangements, fairy lights, and DIY décor to cut costs. 

Average cost: £400 – £2,800

Splurge: Catering & Wedding Breakfast

A long wedding breakfast table with a yellow and red flower arrangement in the middle, wine glasses, white plates and cutlery as well as chairs in the background.
Cut wedding catering costs without sacrificing quality by opting for a curated menu with fewer, high-quality dishes. (Image credit: Chuttersnap/Unsplash)

Food plays a pivotal role in every wedding. Your guests will remember the quality of the wedding breakfast long after the day has passed. Therefore, catering is a key element to invest in. A well-prepared, delicious meal satisfies guests and boosts the overall experience.

Cutting corners on catering will lead to long service delays, mediocre food, and insufficient portions. For catering that is not provided by the venue, a reputable caterer ensures a smooth dining experience. To manage costs, consider offering a carefully curated menu with fewer options rather than compromising on food quality.

Average cost: £40 – £120 per guest

Save: Wedding Favours

A wedding favour jar of red and white sweets in a glass jar with a gold ribbon and name tag with "Paul" on it on top of a white linen tablecloth.
Consider skipping forgettable wedding favours and opt for practical, meaningful alternatives that guests will truly appreciate. (Image credit: Paul Stollery/Unsplash)

Wedding favours are a charming touch, but they often go unnoticed or left behind by guests. Instead of spending money on small trinkets, think about more practical or meaningful alternatives. Some couples choose to donate to a charity in their guests’ names. Others choose edible favours like homemade cookies, small jars of honey, or personalised chocolates. 

If favours are a must, DIY options add a personal touch while keeping costs low. By cutting unnecessary expenses on favours, you’ll free up funds for other elements.

Average cost: £0.80 – £4 per guest

Splurge: Wedding Entertainment

A laptop and phone on top od a DJ deck at a wedding with bright lights and buttons and guests dancing in the background.
An experienced DJ or live band keeps the dance floor packed and ensures seamless transitions for an unforgettable wedding celebration. (Image credit: Kofi Nuamah/Unsplash)

Entertainment is what keeps the energy alive throughout the reception. Whether it’s a live band, a DJ, or a string quartet, professional entertainment keeps your guests engaged. A talented DJ or band will read the crowd. They will keep the dance floor full, and make transitions between key moments seamless. 

Skimping on entertainment with a pre-made playlist or hiring an inexperienced performer will lead to awkward silences and a lacklustre atmosphere. Investing in quality entertainment guarantees a lively and memorable celebration.

Average cost: £800 – £4,000

Save: Suits & Wedding Dresses

A bride wearing a white bridal gown with a strappy back fastening and a flower hair arrangement opening the white linen nets looking out of the window.
Find your dream wedding dress for less by shopping sample sales, off-the-rack styles, or budget-friendly online retailers. (Image credit: Cassio Jardim/Unsplash)

Wedding dresses and suits are one of the most expensive purchases for the big day. There are many ways to look stunning without spending a big chunk of your wedding fund. Instead of buying a designer gown at full price, explore sample sales, off-the-rack dresses, or online retailers that offer stylish yet affordable options. 

Some brides find beautiful dresses from mainstream retailers at a fraction of the cost. Grooms also save by renting a tuxedo or buying a suit that can be worn again for other formal occasions. Pre-owned wedding attire is another excellent way to find high-quality attire at a lower cost.

Average cost: £400 – £2,400 for a wedding dress; £160 – £640 for a suit or tuxedo

Wedding Budgeting Made Simple

Planning a wedding on a budget doesn’t mean sacrificing quality. By understanding which parts deserve an investment and where to cut costs, you’ll create a beautiful wedding without financial stress. Prioritising photography, venue, and catering ensures an enjoyable day for you and your guests. 

At the same time, saving on invitations, decorations, favours, and cake helps to keep expenses manageable. With thoughtful planning and smart decision-making, you’ll have the wedding of your dreams without landing in financial hot water.